Rules
MASTER OFFICIAL RULES
MBAH COMMUNITY IMPACT SWEEPSTAKES FRAMEWORK
Effective Date: [2026.02.02]
Governs all Promotions that incorporate these Master Rules by reference.
IMPORTANT SUMMARY (non-binding; the full terms below control)
- Each eligible person may receive up to [3] entry(ies) per Promotion as defined in the Promotion Schedule.
- Entries are available via a Free Entry Method and via certain Support Transactions as described below.
- All entries—regardless of method—have equal odds, while sweepstakes are still open. Limited entry available.
- Void where prohibited or restricted; certain states are excluded (see Promotion Schedule).
1) DEFINITIONS
- “Promotion” means a specific sweepstakes giveaway described in a Promotion Schedule.
- “Promotion Schedule” means the campaign-specific appendix that states dates, prizes, eligibility states, drawing date(s), entry limits, and Sponsor contact.
- “Sponsor” means the entity identified in the applicable Promotion Schedule.
- “Administrator” means any third party engaged by Sponsor to administer or audit the Promotion (if any).
- “Free Entry Method” means the free method of entry described in Section 5.
2) SPONSOR; NO AFFILIATION
3) ACCEPTANCE OF RULES; MANDATORY ASSENT
Participation is conditioned on entrants’ full and unconditional agreement to:
(a) these Master Official Rules; and
(b) the applicable Promotion Schedule; and
(c) Sponsor’s Privacy Policy (as referenced in the Promotion Schedule).
If you do not agree, do not enter.
Online Entry Assent (Clickwrap Required):
Mail Assent:
4) ELIGIBILITY
Unless the Promotion Schedule states otherwise:
– Open to legal U.S. residents physically located in eligible states/territories at time of entry.
– Must be at least 18 years old at entry.
– Void in excluded jurisdictions listed in the Promotion Schedule and where prohibited or restricted by law.
– Employees, officers, directors, agents of Sponsor/Administrator and their immediate household family members are not eligible.
5) HOW TO ENTER
5A) Support Transaction Entry Issuance (Optional)
If the Promotion Schedule permits, an entrant may receive [1] entry(ies) after completing a Support Transaction described in that Schedule.
– A Support Transaction is optional.
– A Support Transaction does not increase odds compared to the Free Entry Method.
– Support Transactions are not investments, do not provide ownership, and do not provide a right to profits or returns.
5B) Free Entry Method (AMOE)
Each Promotion provides a free method of entry.
To enter for free, follow the exact instructions in the Promotion Schedule (mail-in and online free form).
Free entries have the same odds as entries associated with Support Transactions.
6) ODDS
7) PRIZES
Prize(s), approximate retail value (ARV), prize conditions, and any cash alternatives are stated in the Promotion Schedule and any applicable Prize Addendum.
Prizes are non-transferable except at Sponsor’s sole discretion.
Sponsor reserves the right to substitute a prize of equal or greater value if a prize becomes unavailable, subject to applicable law.
8) WINNER SELECTION; DRAWING; VERIFICATION
Winners are selected by random drawing on the date(s) stated in the Promotion Schedule from all eligible entries received.
Potential winners must complete eligibility verification and sign required documents (including an affidavit of eligibility, liability release, and where lawful a publicity release) within [7] days of notice.
If a potential winner fails verification, fails to respond, or is ineligible, the prize is forfeited. Sponsor may select an alternate winner at his discretion.
9) WINNER NOTIFICATION
Notification method(s) are stated in the Promotion Schedule.
Sponsor is not responsible for missed communications due to spam filters, incorrect contact information, or changes in entrant contact info.
10) TAXES
11) PUBLICITY
12) GENERAL CONDITIONS; DISQUALIFICATION
Sponsor may disqualify any entrant who tampers with the entry process, violates these Rules, uses automation, or engages in deception or harassment.
Sponsor may suspend, modify, or cancel the Promotion if fraud, technical failures, or integrity issues compromise the Promotion’s fairness, and in such event may conduct the drawing from eligible entries received prior to the action taken, as permitted by law.
13) LIMITATION OF LIABILITY
To the maximum extent permitted by law, Sponsor and its agents are not responsible for:
– technical errors, interrupted communications, or platform outages;
– late/lost/damaged mail entries;
– unauthorized intervention or fraud.
14) LIMITATION OF REMEDIES
To the maximum extent permitted by law:
– entrants waive any claim for consequential, indirect, incidental, special, or punitive damages arising from the Promotion.
– if an entrant paid money solely for a Support Transaction and alleges a loss arising strictly from the Promotion entry component (not from the underlying goods/services provided in the Support Transaction), the entrant’s maximum recovery against Sponsor for that claim will not exceed the “Entry Value Amount” stated in the Promotion Schedule (which may be $0).
Nothing in these Rules limits any non-waivable statutory rights or government enforcement authority.
15) DISPUTE RESOLUTION; INDIVIDUAL ARBITRATION; CLASS ACTION WAIVER
PLEASE READ THIS SECTION CAREFULLY.
– Any dispute or claim relating in any way to the Promotion, these Rules, or any prize (a “Dispute”) shall be resolved by binding individual arbitration administered by [AAA/JAMS] under its consumer arbitration rules then in effect, except that either party may bring an individual claim in small claims court if eligible.
– YOU AND SPONSOR AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.
– The arbitrator may award relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim.
– If any portion of this arbitration/class-waiver section is found unenforceable, the remainder will be enforced to the fullest extent permitted, and any class/collective/representative action shall proceed only in a court of competent jurisdiction.
16) GOVERNING LAW; VENUE FOR NON-ARBITRABLE CLAIMS
17) WINNER LIST
18) CONTACT
Sponsor contact details appear in the Promotion Schedule.
Why these clauses are structured this way is grounded in: (i) the need for clickwrap assent after browsewrap failures like Nguyen, and (ii) the pro-enforcement framework of arbitration/class waivers reflected in 9 U.S.C. § 2, Concepcion, and Epic Systems. [20]
Prize addenda for condos and cars with transfer, taxes, and cash alternatives
High-value prizes create “failure to award” and “bait-and-switch” risk. Several state statutes explicitly criminalize or penalize failure to distribute offered prizes and deceptive advertising surrounding promotions, which is why the prize addenda should be unusually specific about what is being transferred, costs, deadlines, and substitution rights. [21]
PRIZE ADDENDUM A — CONDOMINIUM PRIZE (BOSTON OR BALTIMORE)
1) PRIZE DESCRIPTION
2) CONDITION; AS-IS TRANSFER
3) TITLE; CLOSING PROCESS; DEADLINES
The Property Prize will be conveyed by [warranty deed / quitclaim deed] or equivalent instrument customary in the jurisdiction, subject to standard title/closing procedures.
Sponsor will designate the closing agent/attorney.
Winner must complete verification and execute closing documents within [7] days of selection and must close within [14] days thereafter unless extended by Sponsor in writing.
4) COSTS AND ONGOING OBLIGATIONS
Unless the Promotion Schedule states otherwise, winner is responsible for:
– any federal/state/local taxes on the prize value;
– homeowner’s insurance effective at closing;
– HOA/condominium fees beginning on the date of closing;
– utilities and all costs after closing.
The Promotion Schedule must state whether Sponsor pays: (i) transfer taxes, (ii) recording fees, (iii) title insurance, (iv) escrow fees, and/or (v) a capped closing-cost contribution.
5) LIENS; FINANCING; OCCUPANCY
Sponsor will convey title free of Sponsor-created liens.
Winner acknowledges that Sponsor is not providing mortgage financing. Any financing needed by winner is winner’s responsibility and must not delay required closing deadlines.
6) CASH ALTERNATIVE; SUBSTITUTION
Sponsor may, in its sole discretion, offer a cash alternative stated in the Promotion Schedule (“Cash Alternative”).
If offered, winner must elect the Cash Alternative within [7] days of notice. If winner does not timely elect, Sponsor may proceed with Property Prize transfer or treat winner as having elected the default option stated in the Promotion Schedule.
Sponsor may substitute a prize of equal or greater value if transfer becomes impracticable due to legal, title, or force majeure issues.
7) FAILURE TO COMPLETE CLOSING
PRIZE ADDENDUM B — MOTOR VEHICLE PRIZE (CAR GIVEAWAY)
1) PRIZE DESCRIPTION
2) TAXES, FEES, INSURANCE
Unless the Promotion Schedule states otherwise, winner is responsible for:
– all taxes on the prize value;
– title, registration, licensing fees;
– insurance before taking possession.
3) DELIVERY / PICKUP
4) CASH ALTERNATIVE; SUBSTITUTION
Sponsor may, in its sole discretion, substitute a vehicle of equal or greater value if supply constraints or other factors prevent delivery of the stated model.
If a cash alternative is offered, the amount and election process must be stated in the Promotion Schedule.
5) NO WARRANTIES BY SPONSOR
Any manufacturer warranty is provided only by the manufacturer.
Sponsor disclaims all warranties, except as required by law.
These addenda are intended to reduce disputes about “hidden costs,” “failure to award,” and “substitution abuse,” which are recurring themes in both statutory prohibitions and consumer-protection enforcement. [21]
State compliance matrix and “restricted where registration required” strategy
If your business rule is “where registration is required is restricted,” then you must implement a real exclusion strategy (geofencing/user self-certification + address verification + winner verification) and publish the excluded jurisdictions in each Promotion Schedule. This is because state laws that impose filing/bonding/recordkeeping are triggered by either resident participation or promotion conduct in that state, and ignoring them can turn a technical compliance duty into a “failure to comply with required rules” narrative. [22]
State-by-state registration, bonding, and operational duties table
| Jurisdiction | When registration/filing is triggered | Timing and fees | Bond / trust account | Winner list / record retention | Core “no pay to enter” / integrity constraints |
| entity[“state”,”Florida”,”us state” (restricted)] | Game promotion statute prohibits requiring payment to enter; if total announced prize value > $5,000, filing and security duties apply. [6] | File rules + prize list at least 7 days before start; $100 filing fee; rules cannot be changed after filing. [6] | If prize value > $5,000: trust account with sufficient balance, or surety bond equal to total prize value (file form at least 7 days pre-start). [6] | Provide certified winners list for prizes > $25 within 60 days; provide list to requesters; retain winning entries 90 days after end. [6] | Unlawful to require entry fee/payment/proof of purchase; unlawful to rig/manipulate; unlawful to arbitrarily reject entries; unlawful to fail to award prizes; unlawful to publish false/deceptive ads. [23] |
| entity[“state”,”New York”,”us state”] (restricted) | Covered games of chance (chance + prize) offered without consideration in connection with sale of consumer products/services where total prize value > $5,000. [7] | File statement at least 30 days before start; $100 filing fee; failure to file is a misdemeanor. [7] | Must establish special trust account sufficient to pay/purchase prize value or furnish bond equal to total prize value; file proof simultaneously with registration statement. [24] | File winners list within 90 days after completion for prizes > $25; maintain records for 6 months; provide list to requesters. [7] | Criminalizes rigging/manipulation and false/deceptive advertising in connection with covered promotions; authorizes AG injunction actions. [7] |
| entity[“state”,”Rhode Island”,”us state”] | Filing required when a retail establishment offers a chance-based promotion to promote retail business and prize pool > $500. [25] | Secretary of State filing instructions reflect a $150 filing fee; failure to file a statement is a misdemeanor per instructions; statute sets filing content. [26] | No bond requirement in the statute text itself; obligations focus on filing/posting/records. [27] | Posting rules/prize minimums/winner info in retail establishment; maintain records for 6 months; misdemeanor for manipulation; misdemeanor for failure to distribute prizes; misdemeanor for deceptive ads; AG can seek injunction. [28] | Regime is explicitly aimed at retail-establishment promotions; if your sweepstakes is not “in which a retail establishment offers the opportunity,” applicability is fact-sensitive—many sponsors still exclude RI to reduce ambiguity. [29] |
| entity[“state”,”Massachusetts”,”us state”] | Massachusetts AG regulation treats accepting payment “for a chance to win a prize” as an unfair/deceptive act; hybrid sale+chance is problematic if gambling purpose predominates; criminal statute targets promotional lotteries under pretext of sale/gift. [30] | No “sweepstakes registration” statute in the same form as FL/NY, but the regulatory standard is stringent and highly fact-driven. [31] | Not a bonding regime; compliance is about avoiding payment-for-chance and deceptive/lottery-like structures. [30] | The regulation’s criteria focus on marketing, free entry burden, advantages to paying customers, and whether free play is substantially identical—useful as a compliance checklist. [11] | A model that implies payment buys “tickets” or confers better odds directly collides with the regulation’s “advantages for paying customers” factor and the prohibition on soliciting/accepting payment for chance to win. [31] |
| entity[“state”,”Maryland”,”us state”] | Not a sweepstakes registration focal state in the same way as FL/NY, but charitable solicitation registration applies if donations are solicited by/for nonprofits. [32] | Charitable organizations soliciting in Maryland generally must register prior to solicitations. [33] | N/A for sweepstakes (separate from charitable registration). [34] | Charitable registration requires filings; exemptions depend on contribution level and other factors per Maryland guidance/forms. [35] | If sweepstakes marketing is intertwined with “donate now” nonprofit fundraising, your solicitation compliance becomes part of your overall risk posture. [32] |
MBAH Community Impact Sweepstakes
Last Updated: 2026
Version: 2.0
Applies Universally To All Participating Platforms
1) BINDING AGREEMENT — MANDATORY ACCEPTANCE
Participation in this sweepstakes is strictly conditioned on full and unconditional acceptance of all terms contained in these Official Rules and Regulations (“Rules”).
By entering in any manner — paid or free — you affirmatively acknowledge and agree that:
- These Rules are mandatory and non-optional
- You have read and understood them
- You are legally bound by them
- You waive certain rights, including class actions, as described below
2) SPONSOR
The Sweepstakes is sponsored by:
MBAH LLC and affiliated entities
(collectively, the “Sponsor”)
This Sweepstakes is not sponsored, endorsed, administered by, or associated with Tesla, any automobile manufacturer, any MLS, any lender, any social media platform, or any government entity.
3) PURPOSE OF THE SWEEPSTAKES
- Expand access to housing education and opportunity
- Encourage long-term economic empowerment through education, employment, and homeownership
- Support community-based programs benefiting marginalized African and African-American communities
4) ELIGIBILITY
- Legal residents of the United States & Where permitted by law Digital Sweepstakes
- Age 18 or older at time of entry
Void where prohibited or restricted by law.
Jurisdictions requiring registration, bonding, or government filing are automatically excluded.
Employees, officers, directors, contractors, and immediate household members of the Sponsor are not eligible.
5) ENTRY METHODS
- SUPPORT-BASED PARTICIPATION (PRIMARY METHOD)
- Educational services
- Community programs
- Memberships
- Sponsorships
- Consulting or guidance services
- Support is voluntary
- Support does not increase odds
- Support is not an investment
- Support creates no ownership, equity, profit, or return rights
- Consulting or guidance services
- ALTERNATIVE FREE ENTRY METHOD (AMOE)
A free method of entry is available where required by law.
Details for free entry are provided upon request or described on the applicable platform.
AMOE entries receive the same odds as support-based entries.
(This method exists solely to comply with applicable law.)
6) ENTRY LIMITS
- One (1) entry per person per sweepstakes period
- Duplicate entries, automated entries, or attempts to circumvent limits result in disqualification
7) ODDS OF WINNING
8) PRIZES
- Residential condominium units (Boston or Baltimore)
- Motor vehicles or cash equivalents
- Other prizes as disclosed per promotion
Prize details, values, and conditions are disclosed on the applicable platform.
All prizes are awarded “AS IS” without warranty, except as required by law.
9) WINNER SELECTION & VERIFICATION
- Winners are selected by random drawing
- Drawings are conducted under documented procedures
- Winners must verify eligibility and execute required affidavits/releases
10) TAXES
Winners are solely responsible for all taxes, fees, insurance, registration, and reporting obligations.
Sponsor may issue IRS Form 1099 where required.
11) NO INVESTMENT — NO GUARANTEES
- Is not an investment
- Does not promise financial returns
- Does not confer ownership or equity
- Does not guarantee success, housing, or financial outcomes
12) LIMITATION OF LIABILITY
- Technical failures
- Lost or misdirected entries
- Acts beyond Sponsor’s reasonable control
13) LIMITATION OF REMEDIES (CRITICAL)
- Your sole and exclusive remedy for any claim related to the Sweepstakes is refund of the amount paid, if any
- You waive any right to seek:
- Consequential damages
- Punitive damages
- Lost profits
- Emotional distress damages
14) CLASS ACTION WAIVER
- Claims must be brought individually
- No class actions, collective actions, or representative actions
- No consolidation with claims of others
15) BINDING ARBITRATION
Any dispute shall be resolved by binding individual arbitration, except where prohibited by law.
Arbitration will be conducted under recognized arbitration rules at Sponsor’s election.